HÁJKOVÁ, D., HANOUSEK, J., NĚMEČEK, L. The Czech Republic's banking sector: emerging from turbulent times. EIB papers. 2002, 7(1), 55-72. ISSN 0257-7755. Dostupné z: http://www.eib.org/attachments/efs/eibpapers/eibpapers_2002_v07_n01_en.pdf#page=56