Počet záznamů: 1

The determinants of retail bank fees in Central Europe

  1. 1.
    0348762 - NHU-C 2011 RIV CZ eng C - Konferenční příspěvek (zahraniční konf.)
    Dvořák, P. - Hanousek, Jan
    The determinants of retail bank fees in Central Europe.
    28th International Conference on Mathematical Methods in Economics 2010. Vol. Part II. České Budějovice: University of South Bohemia in České Budějovice, Faculty of Economy, 2010 - (Houda, M.; Friebelová, J.), s. 123-127. ISBN 978-80-7394-218-2.
    [28th International Conference on Mathematical Methods in Economics 2010. České Budějovice (CZ), 08.09.2010-10.09.2010]
    Výzkumný záměr: CEZ:MSM0021620846
    Klíčová slova: bank fees * Central and Eastern Europe * international comparison * structure conduct performance hypothesis
    Kód oboru RIV: AH - Ekonomie

    We analyze a unique dataset to test an empirical model of retail bank fee determinants in five Central European countries. Due to the data structure we can cope with heterogeneity and cross-subsidization by employing a representative customer fee index instead of using variables associated with individual fees. We find support for the Structure-Conduct-Performance hypothesis about i) the effect of industry concentration on the relative size of a bank’s fees, ii) the importance of differences in reliance on cashless payments, and iii) differences in the labor intensity and technology level of a bank’s operations on the bank’s pricing decision. Overall, we also show that the cross-country differences in retail bank fees can be explained by fundamental economic factors.
    Trvalý link: http://hdl.handle.net/11104/0189198