Number of the records: 1

Who borrows and who may not repay?

SYSNO ASEP	0370770
Document Type	J - Journal Article
R&D Document Type	The record was not marked in the RIV
Subsidiary J	Ostatní články
Title	Who borrows and who may not repay?
Author(s)	Bičáková, Alena (NHU-C)_RID Prelcová, Zuzana (NHU-C) Pašaličová, R. (CZ)
Source Title	Economic Research Bulletin - ISSN 1803-7089 Roč. 9, č. 2 (2011), s. 10-13
Number of pages	4 s.
Publication form	www - www
Language	eng - English
Country	CZ - Czech Republic
Keywords	household credit ; debt burden ; repayment
Subject RIV	AH - Economics
CEZ	MSM0021620846 - NHU-C
Annotation	Default risk has been at the centre of the global financial crisis. This article highlights some results from recent research on household repayment behaviour. We propose a new measure of the debt burden as a superior predictor of default risk, identify a level signal of household overindebtedness, simulate the share of overindebted households in loan repayments, and focus on regional differences in borrowing and overindebtedness and their relation to the regional variation of economic shocks.
Workplace	Economics Institute - CERGE
Contact	Tomáš Pavela, pavela@cerge-ei.cz, Tel.: 224 005 122
Year of Publishing	2012

Number of the records: 1