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The Impact and Implications of PSD 3 and the Payment Services Regulation on the Provision of Payment Services
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SYSNO ASEP 0602830 Document Type C - Proceedings Paper (int. conf.) R&D Document Type Conference Paper Title The Impact and Implications of PSD 3 and the Payment Services Regulation on the Provision of Payment Services Author(s) Matejka, Ján (USP-I) ORCID
Schlossberger, Otakar (USP-I) ORCIDSource Title Proceedings of the 7 th International Conference on European Integration 2024. - Ostrava : VSB - Technical University of Ostrava, 2024 / Staníčková M. ; Melecký L. - ISBN 978-80-248-4733-7 Pages s. 233-244 Number of pages 12 s. Publication form Online - E Action 7th International Conference on European Integration 2024 Event date 29.05.2024 - 31.05.2024 VEvent location Ostrava Country CZ - Czech Republic Event type EUR Language eng - English Country CZ - Czech Republic Keywords European integration ; non-bank payment service providers ; payment services ; PSD 3 Subject RIV AG - Legal Sciences OECD category Law R&D Projects VJ01010084 GA MV - Ministry of Interior (MV) Institutional support USP-I - RVO:68378122 DOI https://doi.org/10.31490/9788024847344 Annotation In 2023, preparations for the recodification of payment services culminated in the proposal of a new Payment Services Directive, this time referred to as PSD3. In addition, the European Commission (the EC) has drafted a Payment Services Regulation that will define the basic frameworks for the provision of payment services and its provisions will not be adaptable to national requirements within EU countries. The present paper focuses on the impact of the new expected regulation of payment services not only on market players as consumers or business entities, but especially on their providers, with a focus on non-bank payment service providers. The authors base their research on the hypothesis that the implementation of the new legislation will level the legal playing field between bank and non-bank providers of payment services. Workplace Institute of State and Law Contact Iveta Bůžková, iveta.buzkova@ilaw.cas.cz, Tel.: 221 990 714 Year of Publishing 2025
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