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Who borrows and who may not repay?

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    0370770 - NHU-C 2012 CZ eng J - Journal Article
    Bičáková, Alena - Prelcová, Zuzana - Pašaličová, R.
    Who borrows and who may not repay?
    Economic Research Bulletin. Roč. 9, č. 2 (2011), s. 10-13. ISSN 1803-7089
    Institutional research plan: CEZ:MSM0021620846
    Keywords : household credit * debt burden * repayment
    Subject RIV: AH - Economics
    http://www.cnb.cz/miranda2/export/sites/www.cnb.cz/en/research/research_publications/erb/download/ERB_No2_2011.pdf

    Default risk has been at the centre of the global financial crisis. This article highlights some results from recent research on household repayment behaviour. We propose a new measure of the debt burden as a superior predictor of default risk, identify a level signal of household overindebtedness, simulate the share of overindebted households in loan repayments, and focus on regional differences in borrowing and overindebtedness and their relation to the regional variation of economic shocks.
    Permanent Link: http://hdl.handle.net/11104/0204468

     
     
Number of the records: 1