AUTONOMOUS VEHICLES AND IN-VEHICLE DATA IN THE CONTEXT OF MOTOR INSURANCE
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Abstract
This paper provides an initial background for further research on how to achieve balance of providing in-vehicle data for the purposes of motor insurance of autonomous vehicles while protecting privacy of individuals at the level presumed by the European legislation. In order to do so, the paper firstly identifies legal challenges in the area of insurance with regard to intelligent technologies. Then the paper clarifies the rationale behind providing in-vehicle data to insurance companies. Next, in order to identify values and principles promoted by the EU with regard to intelligent technologies, the paper provides an overview and a brief summary of the relevant EU policy documents related to access to data, liability and insurance with regard to operation of autonomous vehicles. Lastly, the paper identifies related EU legislation that has a certain impact on provision of in-vehicle data to insurance companies.
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