Počet záznamů: 1  

Who borrows and who may not repay?

  1. 1.
    0370770 - NHU-C 2012 CZ eng J - Článek v odborném periodiku
    Bičáková, Alena - Prelcová, Zuzana - Pašaličová, R.
    Who borrows and who may not repay?
    Economic Research Bulletin. Roč. 9, č. 2 (2011), s. 10-13. ISSN 1803-7089
    Výzkumný záměr: CEZ:MSM0021620846
    Klíčová slova: household credit * debt burden * repayment
    Kód oboru RIV: AH - Ekonomie
    http://www.cnb.cz/miranda2/export/sites/www.cnb.cz/en/research/research_publications/erb/download/ERB_No2_2011.pdf

    Default risk has been at the centre of the global financial crisis. This article highlights some results from recent research on household repayment behaviour. We propose a new measure of the debt burden as a superior predictor of default risk, identify a level signal of household overindebtedness, simulate the share of overindebted households in loan repayments, and focus on regional differences in borrowing and overindebtedness and their relation to the regional variation of economic shocks.
    Trvalý link: http://hdl.handle.net/11104/0204468

     
     
Počet záznamů: 1